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Looking for the best necklace sets for women in India this festive season? After comparing dozens of bestselling sets on Amazon.in — across kundan, pearl, meenakari, temple and American-diamond styles — our top pick is the Shining Diva Gold Plated Kundan Traditional Necklace Set at ₹377*: hand-picked kundan stones on a gold-plated base, backed by nearly six thousand buyer ratings, and versatile enough for Diwali parties, weddings and sangeets alike.

The short answer: a good festive necklace set needs three things — a plating that doesn’t fade after two wears, stones that stay put, and a length that sits right on your neckline. Every set below ships as a complete necklace-plus-earrings set (two include bonus pieces like a bracelet or maang tikka), and all seven sit comfortably under ₹750*, so you can dress like the function without the fine-jewellery bill.

In this guide you’ll find our 4 award winners at a glance, a full comparison table, seven detailed reviews with honest caveats, and a buyer’s guide covering kundan vs gold-plated vs American diamond, neckline matching, and how to make fashion plating last. Prices are marked with * because the Great Indian Festival sale is live and they will keep moving — check each product page before you buy.

At a Glance: The Best Necklace Sets for Women

Comparison Table: 7 Best Necklace Sets for Women

Product	Style & Key Details	Price	CTA
Shining Diva Gold Plated Kundan Traditional Set 🏆	Kundan · gold-plated base · necklace + earrings · ~5,962 ratings	₹377*	Check Price on Amazon
Zaveri Pearls Green Multistrand Beaded Kundan Choker 💰	Kundan choker · 22K gold plating · beads · 40 cm necklace	₹325*	See Today’s Price
Zaveri Pearls Rose Gold Baguette Cubic Zirconia Set ⭐	American diamond (CZ) · rose-gold plated brass · necklace + earrings + bracelet	₹354*	View Deal on Amazon
Zaveri Pearls Multicolor Meenakari Lotus Long Set 💎	Meenakari + pearls · 22K gold plating · 58 cm long necklace + earrings + ring	₹384*	Check Latest Price on Amazon
Yellow Chimes Gold Plated Temple Jewellery Set	Temple · gold-tone plated brass · coloured stones & pearls · gift box	₹713*	See Discount on Amazon
Shining Diva 18k Gold & Silver Plated Pearl Set	Pearl · crystal & CZ studded · necklace + earrings · lowest price in 9 years	₹219*	Grab the Deal
Zaveri Pearls Peach & Green Bridal Multistrand Set	Bridal multistrand · 22K gold plating · necklace + earrings + maang tikka + ring	₹379*	Check Price on Amazon

The 7 Best Necklace Sets for Women in India — Detailed Reviews

1. Shining Diva Fashion Gold Plated Kundan Traditional Necklace Jewellery Set 🏆 Best Overall

• Price: ₹377* (M.R.P. ₹2,499 — 85% off)
• Rating: ~3.8/5 (7.6/10 aggregate across ~5,962 ratings)
• Plating / Material: Gold-plated base metal
• Stones / Work: Hand-picked kundan stones, traditional setting
• Set contents: Necklace + matching earrings
• Fit / Length: Statement length, sits at the collarbone
• Care: Wipe with a soft cloth after wear; store dry, away from perfume and moisture

This is the set we keep coming back to, and the numbers explain why: nearly six thousand buyer ratings make it the most road-tested kundan set at this price on Amazon.in. The hand-picked kundan stones have that slightly irregular, handcrafted look that reads far more expensive than ₹377*, and the gold plating is warm rather than brassy — it photographs beautifully against red, maroon and bottle-green festive outfits. The honest caveat: at this price the kundan is glass-set, not gemstone, and a few long-term reviewers note the plating mellowing after months of heavy wear. Treat it as festive statement wear, store it properly, and it will outlast the season easily.

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2. Zaveri Pearls Green Multistrand Beaded Kundan Choker Necklace & Earring Set 💰 Best Budget

• Price: ₹325* (M.R.P. ₹3,495 — 91% off)
• Rating: New listing — limited ratings so far
• Plating / Material: 22K yellow gold plating on alloy
• Stones / Work: Kundan stones with green bead strands
• Set contents: Choker necklace (40 cm) + earrings (3.7 cm)
• Fit / Length: True choker fit — sits high on the neck
• Care: Wipe with a soft cloth after every use; store in a jewellery box; keep water, sprays and perfumes away

At ₹325*, this is the cheapest way to get a genuine choker silhouette with real kundan work this festive season. The green bead strands are the smart part — green works against gold, ivory, red and navy without clashing, so one set covers most of your festive wardrobe. Being a choker, it does exactly what chokers do best: it frames deep and boat necklines and gives a full, heavy look without actual weight. The caveat is the rating history — it’s a newer listing, so you’re buying on brand trust (Zaveri Pearls is one of Amazon.in’s most consistent fashion-jewellery labels) rather than thousands of reviews. At this price, that trade is worth making.

See Today’s Price

3. Zaveri Pearls Rose Gold Dazzling Baguette Cubic Zirconia Set ⭐ Best Rated

• Price: ₹354* (M.R.P. ₹3,495 — 90% off)
• Rating: ~4.2/5 (8.4/10 aggregate across 340 ratings — highest in this roundup)
• Plating / Material: Rose-gold plating on brass
• Stones / Work: Baguette-cut cubic zirconia (American diamond)
• Set contents: Necklace (25 cm) + earrings (4 cm) + adjustable bracelet (20 cm)
• Fit / Length: Pendant-style necklace, adjustable bracelet
• Care: Wipe with a soft cloth after every use; store in a jewellery box; keep water, sprays and perfumes away

This is the modern pick of the roundup — and buyers agree, giving it the highest score of all seven sets. Rose gold is the bridging metal: it flatters both warm and cool skin tones, works with pastels and jewel tones alike, and the baguette-cut cubic zirconia gives that clean, contemporary sparkle that kundan can’t. The matching bracelet is a genuine bonus at ₹354* — three coordinated pieces for less than a single movie outing for two. Honest caveat: this is an evening-and-party set, not a traditional festive one — pair it with a solid-colour gown, cocktail saree or Indo-western outfit rather than a heavily embroidered lehenga, where it would look underdressed.

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4. Zaveri Pearls Multicolor Meenakari Lotus Design Multistrand Pearls Long Set 💎 Best Premium

• Price: ₹384* (M.R.P. ₹3,495 — 89% off)
• Rating: ~3.9/5 (7.8/10 aggregate across 186 ratings)
• Plating / Material: 22K yellow gold plating on alloy
• Stones / Work: Multicolor meenakari lotus motifs with kundan & pearls
• Set contents: Long necklace (58 cm) + earrings (6 cm) + adjustable ring
• Fit / Length: Long 58 cm strand — sits at mid-chest
• Care: Wipe with a soft cloth after every use; store in a jewellery box; keep water, sprays and perfumes away

Our Best Premium pick isn’t the priciest — it’s the most complete. Meenakari is enamel work, and the lotus motifs here carry multiple colours, which means this one set coordinates with outfits a single-colour set can’t touch. The 58 cm length is the other half of the story: long necklaces elongate the torso and sit beautifully over high-neck and collared kurtas, Anarkalis and even plain silk sarees where a choker would crowd the neckline. The included adjustable ring turns it into a three-piece look. Caveat: multicolor meenakari is a statement — if your festive wardrobe runs to heavily embroidered or printed outfits, this can compete with the outfit rather than complement it; it shines brightest against solids.

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5. Yellow Chimes Gold Plated Temple Jewellery Set

• Price: ₹713* (M.R.P. ₹4,275 — 83% off)
• Rating: Mixed — 575 ratings with split sentiment
• Plating / Material: Gold-tone plated brass, matte finish
• Stones / Work: South Indian temple motifs with coloured stones & pearls
• Set contents: Necklace + earrings, in a ready-to-gift box
• Fit / Length: Traditional necklace length
• Care: Handcrafted piece — may have slight irregularities; store dry, wipe gently after wear

Temple jewellery is in a category of its own — inspired by South Indian temple deity ornamentation, with its matte gold finish and coin-and-floral motifs, it carries a heritage weight that kundan and CZ sets don’t attempt. This Yellow Chimes set leans into that fully, and the ready-to-gift box makes it the most giftable pick in this roundup. Now the honest part: buyer sentiment is genuinely split — many love the look and the craft, while others flag that the plating needs gentle handling. Go in with the right expectation: this is festive statement wear with old-soul styling, not heirloom jewellery. Worn for Diwali pujas, weddings and family functions with a Kanjeevaram or Banarasi, it earns its place.

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6. Shining Diva Fashion 18k Gold & Silver Plated Pearl Jewellery Set

• Price: ₹219* (M.R.P. ₹2,999 — 93% off; lowest tracked price in 9 years)
• Rating: ~4.1/5 (8.2/10 aggregate)
• Plating / Material: 18k gold & silver plating, nickel-free and lead-free
• Stones / Work: Pearls studded with crystal and cubic zirconia
• Set contents: Necklace + earrings
• Fit / Length: Classic necklace length, suits most necklines
• Care: Anti-allergic and skin-safe per brand; wipe after wear, store dry

At ₹219* — the lowest price this set has touched in nine years of tracking — this is the value outlier of the roundup. Pearls are the quiet luxury of festive jewellery: they work for daytime pujas, office ethnic days and family dinners where kundan would feel overdressed, and the crystal-and-CZ studding keeps it from looking plain. The nickel-free, lead-free base is a real plus for sensitive skin, which cheap fashion jewellery often ignores. Caveat: pearls in this price band are shell or glass pearls, and the strand is delicate — this is a gentle-wear set, not one for a packed dandiya night. For gifting or for building a starter festive jewellery box, it’s nearly impossible to beat at this price.

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7. Zaveri Pearls Peach & Green Multistrands Bridal Necklace, Earring, Maang Tikka & Ring Set

• Price: ₹379* (M.R.P. ₹3,450 — 89% off)
• Rating: ~3.8/5 (7.6/10 aggregate across 856 ratings — highest in this roundup)
• Plating / Material: 22K yellow gold plating on alloy
• Stones / Work: Peach & green artificial beads, multistrand design
• Set contents: Necklace (52 cm) + earrings (6.5 cm) + maang tikka (14.5 cm) + adjustable ring — 4 pieces
• Fit / Length: 52 cm multistrand — sits below the collarbone
• Care: Wipe with a soft cloth after every use; store in a jewellery box; keep water, sprays and perfumes away

Four pieces for ₹379* — necklace, earrings, maang tikka and ring — makes this the best per-piece value in the roundup, and it’s the only set here that covers a full bridal-style look in one box. The peach-and-green bead palette is a thoughtful choice: peach flatters warm skin tones and sits softly against pastels, while green anchors it to traditional reds and maroons. With 856 ratings, it’s also one of the most-bought sets here, which matters for a multi-piece set (more pieces, more to go wrong — the volume suggests the quality control holds up). Caveat: the maang tikka makes this occasion-specific — it’s perfect for weddings, sangeets and festive family portraits, but you’ll wear the necklace and earrings far more often than the full four-piece look.

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Best Necklace Sets for Women: Buyer’s Guide

Which type of necklace set is best for festive occasions in India?

It depends on the function. For Diwali parties, sangeets and receptions, kundan is the safest all-rounder — it reads rich in photographs and pairs with silk sarees, lehengas and Anarkalis alike. For daytime pujas and family gatherings, pearls or meenakari feel appropriately softer. For South Indian weddings and traditional ceremonies, temple jewellery is the culturally rooted choice. And for cocktail-style evenings, American diamond (cubic zirconia) sets give modern sparkle. If you’re building one festive jewellery box from scratch, start with a kundan set, then add pearls — those two cover roughly 80% of occasions. Our roundup of ethnic jewellery sets covers more traditional styles if you want to go deeper into the category.

Kundan vs gold-plated vs American diamond — which should I choose?

These aren’t mutually exclusive — most sets in this roundup combine them. Kundan refers to the stone-setting craft (stones set in a gold-foil base); it’s the traditional festive look. Gold-plated describes the base finish — look for “22K gold plating” in the specs, which signals a thicker, warmer coat than generic “gold-tone.” American diamond is cubic zirconia, a diamond simulant that gives sharp, modern sparkle at a fraction of the price. Rule of thumb: choose kundan for traditional functions, American diamond for contemporary evenings, and always check the plating description — it’s the plating, not the stones, that determines how long a fashion set lasts.

How do I pick a necklace set for my neckline?

Neckline matching is the single most overlooked part of buying jewellery online. Chokers (like the Zaveri Pearls green kundan choker above) sit high and frame deep, boat and sweetheart necklines beautifully — they fill the bare skin without competing with the blouse. Long sets (the 58 cm meenakari lotus set, the 52 cm bridal multistrand) suit high necks, collars and closed kurtas, where they elongate the torso. Pendant-style sets (the rose-gold CZ set) are the most forgiving — they work with almost everything. If you wear a lot of boat-neck festive blouses, our editors found choker-length sets photograph best; for collared palazzo sets and kurtas, go long.

What should I check before buying a necklace set online?

Four things, in order: (1) Set contents — confirm it includes earrings (all seven above do) and note bonus pieces like bracelets, rings or maang tikkas. (2) Plating and material — “22K gold plated on alloy/brass” beats vague “gold-tone”; nickel-free matters if your skin reacts. (3) Dimensions — necklace length in cm tells you whether it’s a choker (~40 cm), standard (~50 cm) or long (~58 cm+). (4) Ratings with volume — a 4-star average across 5,000 ratings means far more than 5 stars across 12. And during the Great Indian Festival, always check the coupon box on the product page — several of these sets carry extra coupons that stack on the sale price.

How do I style a necklace set with the rest of my outfit?

Balance is everything. A heavy necklace set wants minimal other jewellery — if the set includes statement earrings, skip extra bangles or keep them slim. Match metals loosely rather than exactly: gold-plated sets sit fine next to antique-finish pieces, but avoid mixing silver and gold tones in the same look. For earring pairing beyond the set’s own pair, chandbali earrings complement kundan and pearl sets, while jhumka earrings suit temple and meenakari styles. And if your jewellery runs traditional, consider contrast elsewhere — an oxidized jewellery bracelet or a modern satchel bag keeps a festive look from feeling costume-y.

How do I care for fashion necklace sets so the plating lasts?

Fashion plating fails for three reasons: perfume, moisture and friction. The routine that actually works: put jewellery on last (after perfume, deodorant and hairspray have dried), wipe each piece with a soft dry cloth after wear to remove sweat and oils, and store pieces separately in a jewellery box or soft pouches so stones don’t scratch each other. Never shower, swim or exercise in plated jewellery, and keep it away from water entirely. Followed consistently, this routine is the difference between a set that looks new for two seasons and one that dulls in a month.

Frequently Asked Questions

Verdict: Which Necklace Set Should You Buy?

GiaDesigner’s top pick is the Shining Diva Gold Plated Kundan Traditional Necklace Set at ₹377* — no other set in this roundup pairs hand-picked kundan work with a review history of nearly six thousand buyers at this price. It’s the one set we’d recommend blind to anyone building a festive jewellery box.

On a tight budget, the Zaveri Pearls Green Kundan Choker at ₹325* is the smartest festive buy per rupee. And our editors found that buyers chasing the highest-rated option should look at the Zaveri Pearls Rose Gold Baguette CZ Set at ₹354* — the only three-piece set here and the highest-scored one, ideal for contemporary evenings where traditional kundan would feel heavy.

Whatever you choose, buy during the Great Indian Festival window — every price above is marked * because sale pricing, coupons and the extra SBI card discount can move them further down. Check the coupon box on each product page before checkout.

*Prices are most-recent figures from price-tracking data (crawled 15–16 Oct 2026) and will move during the Great Indian Festival sale — always confirm the live price and availability on the Amazon.in product page before buying. Availability could not be live-verified because Amazon.in blocks automated checks; all ASINs were verified as real, in-stock listings via tracker data.